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Difficulty Attracting Commercially Minded Finance Talent

Published 29th December 2025
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    Difficulty Attracting Commercially Minded Finance Talent

    Published 29th December 2025

     

    Many organisations today face a growing challenge: attracting finance professionals who offer more than technical expertise. The modern finance function increasingly requires individuals who can contribute commercial insight, shape strategic decisions, and influence stakeholders across the business. These commercially minded finance professionals, whether in FP&A, commercial finance, business partnering, or analytical roles, have become essential drivers of organisational performance.

    Yet demand for these individuals now far exceeds supply. Traditional recruitment methods, generic job descriptions, or reliance on technical qualifications alone are no longer enough to secure this calibre of talent. Businesses find themselves competing with high-growth companies, private equity-backed organisations, and employers offering hybrid flexibility or premium packages.

    This article explores the root causes of the shortage, defines what “commercially minded” really means in a finance context, and provides practical recruitment and retention strategies. It also highlights how Macildowie helps employers secure and retain the strategic finance talent required to thrive in an increasingly competitive landscape.

    What Makes Finance Talent ‘Commercially Minded’?

    Beyond the Numbers: Defining Commercial Acumen in Finance

    Commercial acumen in finance is about far more than technical accounting or reporting skills. A commercially minded finance professional understands the broader business environment - market dynamics, customer behaviour, commercial risk, operational constraints, and strategic priorities. They can translate financial data into meaningful insight, challenge assumptions, and influence decisions at senior levels.

    These individuals communicate clearly with non-finance colleagues, adapting language and approach to different stakeholders. They are proactive rather than reactive, anticipating issues before they arise. Roles where these capabilities matter most include FP&A, commercial finance, business analysis, and finance business partnering, where the expectation is to shape strategy rather than merely record performance.

    Why Commercial Mindset Is Now a Core Requirement

    Finance teams have evolved from back-office support functions into strategic partners. Boards, CFOs, and leadership teams expect real-time analysis, predictive modelling, and actionable recommendations. As organisations navigate digital transformation, competitive pressures, and economic uncertainty, the need for commercially astute finance professionals continues to grow.

    A strong commercial mindset enables finance to support decision-making, evaluate investment opportunities, and articulate the financial consequences of strategic choices. This shift has created a new talent standard - one that blends financial rigour with business intelligence, communication skills, and strategic thinking.

    The Market Reality - Why These Candidates Are Hard to Find

    Supply and Demand Imbalance

    There is a limited pool of candidates who combine technical qualifications (ACCA, CIMA, ACA) with strong commercial instincts. Many finance professionals are trained primarily in compliance, reporting, or audit, with fewer opportunities to develop business partnering exposure early in their careers. At the same time, demand for these competencies is rising rapidly.

    High-growth enterprises, private equity-backed firms, and organisations undergoing transformation projects are aggressively competing for the same talent. These businesses often offer accelerated progression, broader role scope, and exposure to senior stakeholders - making them highly attractive to commercially minded candidates.

    Regional Competition

    In the East Midlands and Home Counties, competition intensifies further. Local employers not only compete with each other but also with London-based firms offering hybrid or fully remote opportunities. National brands recruit heavily in these regions, and candidates often have multiple offers on the table. Without a compelling proposition, organisations struggle to stand out.

    Candidate Expectations Are Changing

    Commercially minded finance candidates increasingly look for roles where they can influence outcomes, develop rapidly, and work with purpose. Many will walk away from opportunities that lack clarity, autonomy, or development potential. Flexibility, hybrid working, and transparent career paths have moved from “nice-to-have” to essential expectations.

    Candidates are also more selective about culture. If a role appears too transactional, heavily process-driven, or lacking strategic partnership, they may decline even when the salary is competitive.

    Recruitment Strategies That Actually Work

    Rethinking the Brief: What Are You Really Hiring For?

    Many organisations unintentionally sabotage their search by misarticulating the role. A position advertised as “commercial” may, in practice, be dominated by reporting or compliance tasks. Candidates quickly identify such mismatches and lose interest.

    Before going to market, employers should clarify the real purpose of the role. Does it genuinely offer business partnering? Will the individual influence decisions or simply consolidate data? Aligning job design with expectations is essential. A well-defined brief attracts the right candidates and accelerates recruitment.

    How to Speak Their Language in Job Adverts and EVP

    Commercial finance professionals are drawn to roles that emphasise impact, visibility, and strategic contribution. Job adverts should clearly communicate how the role shapes outcomes, collaborates across departments, or supports decision-making.

    A compelling EVP reinforces this message. Candidates want insight into leadership style, development opportunities, cultural values, and flexibility. Presenting a credible picture of how finance partners with the business significantly improves engagement.

    Smarter Sourcing Techniques

    The best commercially minded finance professionals are rarely active jobseekers. Effective recruitment requires targeted headhunting, tapping into passive networks, engaging with finance-specific job boards, and leveraging specialist communities. Building long-term relationships with talent pools increases the likelihood of attracting high-impact candidates when roles arise.

    Hiring for Potential, Not Just CV Keywords

    Interviewing for Commercial Mindset

    Assessing commercial capability requires more than reviewing technical skills. Scenario-based questions reveal how candidates think, influence, and adapt. Asking them to interpret ambiguous data, challenge assumptions, or explain financial insights to non-finance stakeholders can provide valuable insight into their true partnering ability.

    Evaluating their ability to communicate clearly, tailor their message, and articulate trade-offs is equally important. These competencies often differentiate a strong accountant from a commercial partner.

    Look Beyond the Usual Backgrounds

    Some of the most commercially minded finance professionals come from non-traditional backgrounds, including consulting, operations, supply chain, or transformation programmes. Experience outside core finance often strengthens business awareness and stakeholder confidence. Hybrid backgrounds should be considered an advantage rather than an exception.

    The Role of Interim or Temp-to-Perm Options

    Interim finance professionals provide immediate commercial value and often outperform expectations. A temp-to-perm structure allows employers to assess real-world capability before committing to a permanent hire, while also giving candidates space to evaluate cultural fit.

    Retaining Commercial Finance Talent

    Career Pathways and Succession Planning

    Retention hinges on progression. Commercially minded finance professionals expect clear pathways into leadership, project ownership, or cross-functional roles. Rotational programmes, secondments, and structured development plans help maintain engagement and broaden commercial exposure.

    Succession planning ensures that top performers see a long-term future with the organisation. Without visible opportunity, turnover risk increases significantly.

    Culture, Autonomy and Impact

    High performers thrive in environments where their voice is valued. Demonstrating how finance contributes to strategic decision-making strengthens engagement and job satisfaction. Allowing autonomy in analysis, stakeholder interaction, and decision support empowers these individuals to operate at their best.

    Candidates who feel undervalued, siloed, or restricted often leave - even when compensated well. Impact matters as much as salary.

    Learning and Development

    Supporting development in areas such as data analytics, financial modelling, and strategic planning enables commercially minded finance professionals to excel. Ongoing learning reinforces commitment and strengthens business capability.

    How Macildowie Helps You Compete for Commercial Finance Talent

    Macildowie offers strategic recruitment and consulting support to help organisations secure high-calibre commercial finance professionals. Their tailored role scoping process ensures that job designs attract candidates with genuine commercial capability. Through proactive sourcing, including targeted headhunting and access to extensive passive networks, they identify candidates who may not be visible through traditional channels.

    Macildowie also advises on employer branding, ensuring that messaging resonates with commercially minded professionals seeking challenge, influence, and growth. Their proven track record includes placements across FP&A, commercial finance, finance business partnering, and analytical leadership roles.

    Where immediate capability is required, they provide interim and temp-to-perm solutions, enabling organisations to maintain momentum while assessing long-term fit. Their broader services, including People Strategy Audits, Organisational Design, and EVP consultancy, help employers create finance teams that are both attractive and future-ready.

    Conclusion - Winning the Race for Strategic Finance Talent

    The need for commercially minded finance professionals continues to grow as organisations become more data-driven, competitive, and strategically complex. Attracting this talent requires a nuanced understanding of what they value: meaningful work, influence, growth, and a clear path to strategic contribution.

    Employers that invest in compelling roles, strong EVP, and sophisticated recruitment strategies will outcompete those relying on outdated methods. Macildowie offers the expertise, insight, and networks needed to help organisations secure and retain the finance talent that drives long-term success.

    FAQs

    What’s the difference between a traditional accountant and a commercially minded finance professional?

    Traditional accountants focus on reporting, compliance, and historical data. Commercial finance professionals use financial insight to influence strategy, challenge decisions, and drive business performance.

    How can SMEs compete with larger employers for top finance talent?

    SMEs can compete by offering broader role scope, closer leadership visibility, faster progression, and greater autonomy. A compelling EVP and flexible working options also increase competitiveness.

    What indicators show a candidate has commercial potential?

    Commercial potential is evident when a candidate understands business context, explains financial insight simply, and engages confidently with stakeholders. Curiosity, clear communication, and the ability to link numbers to real decisions are strong signs they can operate as a genuine commercial partner.

    Secure Finance Talent That Thinks Commercially
    Attracting commercially minded finance professionals requires more than a competitive salary or a technical job description. At Macildowie, we help employers define roles that genuinely influence the business, articulate a compelling EVP, and access hard-to-reach finance talent through targeted, specialist recruitment. Whether you are hiring for growth, transformation or stronger commercial insight, we help you compete effectively in a crowded market.